About the Company

Mission Loans is a leading provider of mortgage solutions, dedicated to delivering exceptional customer experiences and building strong relationships with realtors and referral partners. Our company mission is to provide innovative loan products and outstanding service, helping our clients achieve their dreams of homeownership. With a strong culture focused on growth and customer experience, we are committed to making a positive impact in the lives of our customers and the communities we serve.

At Mission Loans, we are passionate about helping our clients navigate the complex mortgage process, from initial contact to closing. Our team of experienced professionals is dedicated to providing personalized service, expert guidance, and tailored solutions to meet the unique needs of each client. Whether you are a first-time homebuyer or an experienced homeowner, we are here to help you every step of the way.

As a Retail Loan Officer at Mission Loans, you will play a critical role in driving our company's growth and success. Your mission will be to deliver a best-in-class customer experience, guiding clients through the mortgage process, helping them choose the right loan product, and ensuring on-time closings. If you are a motivated and results-driven professional with a passion for building strong relationships and driving business growth, we encourage you to join our team.

Key Responsibilities

As a Retail Loan Officer at Mission Loans, you will be responsible for self-generating mortgage leads, building and maintaining a strong network of realtors and referral sources, and guiding borrowers through every step of the loan process. You will analyze borrower credit, income, and assets to recommend appropriate loan products, collaborate with processing, underwriting, and closing teams to ensure timely and compliant loan closings, and stay current on mortgage products, lending guidelines, and market trends.

Proactively self-generate mortgage leads through networking, prospecting, and relationship development
Cultivate and maintain a strong network of realtors, builders, and other referral sources to drive new purchase business
Guide borrowers through every step of the loan process with professionalism and clear communication
Analyze borrower credit, income, and assets to recommend appropriate loan products
Collaborate closely with processing, underwriting, and closing teams to ensure timely and compliant loan closings
Stay current on mortgage products, lending guidelines, and market trends
Represent the company at community and industry events to expand visibility and grow your referral network
Meet or exceed monthly sales targets and performance goals
Maintain accurate and up-to-date records of all client interactions and loan activity
Participate in ongoing training and professional development to stay current with industry trends and best practices

Requirements & Qualifications

Must-Have

High school diploma or equivalent required; Bachelor’s degree in finance, business, or related field preferred
Active NMLS license and all required state licensing
Minimum 2 years of recent loan origination experience in a purchase-driven, self-sourced environment
Proven ability to build and maintain referral relationships that consistently generate funded volume
Strong understanding of Conventional, FHA, VA, USDA, and Jumbo products
Excellent sales, communication, and relationship-building skills
Proficient in loan origination systems (e.g., Byte, Encompass, or similar) and standard business software

Nice-to-Have

Experience with marketing and social media platforms to promote your business and build your personal brand
Knowledge of local real estate markets and trends
Strong analytical and problem-solving skills to effectively evaluate borrower credit and income
Ability to work independently and manage multiple priorities in a fast-paced environment
Experience with CRM software to manage client interactions and loan activity

Technical Skills

Loan Origination Systems

Byte
Encompass
Other similar systems

We use loan origination systems to manage and process loan applications, from initial contact to closing. Our team is proficient in a variety of systems, including Byte and Encompass, and we are committed to staying up-to-date with the latest technology and best practices in the industry.

Business Software

Microsoft Office
Google Suite
Other standard business software

We use business software to manage our daily operations, including email, document management, and data analysis. Our team is proficient in a variety of software applications, including Microsoft Office and Google Suite, and we are committed to using technology to streamline our processes and improve our efficiency.

What We Offer

At Mission Loans, we offer a competitive commission-based compensation plan with high earning potential, as well as a range of benefits and perks to support your success. These include:

Access to a broad portfolio of loan products and competitive pricing
Company paid marketing and operational support to help you scale your business
Strong, collaborative company culture focused on growth and customer experience
Industry-backed operations support to ensure every file moves seamlessly from first touch to closing
Dedicated, company-paid marketing partner to help you scale your business
Pre-qualification without impact to help you provide faster, more accurate guidance to your clients
Opportunities for professional development and growth within the company

Competitive annual salary ranging from 80000 to 160000. We are committed to providing a positive and supportive work environment, with a focus on growth, development, and customer satisfaction. If you are a motivated and results-driven professional with a passion for building strong relationships and driving business growth, we encourage you to join our team.

Frequently Asked Questions

What is the typical career path for a Retail Loan Officer at Mission Loans?

The typical career path for a Retail Loan Officer at Mission Loans includes ongoing training and professional development, with opportunities for advancement to senior roles or specialized positions within the company. We are committed to supporting the growth and development of our team members, and we offer a range of resources and opportunities to help you achieve your career goals.

How does Mission Loans support the growth and development of its loan officers?

Mission Loans supports the growth and development of its loan officers through ongoing training and professional development, as well as access to industry-leading technology and resources. We are committed to providing our team members with the tools and support they need to succeed, and we offer a range of benefits and perks to support your success.

What is the company culture like at Mission Loans?

The company culture at Mission Loans is collaborative, supportive, and focused on growth and customer experience. We are committed to building strong relationships with our clients and our team members, and we strive to create a positive and supportive work environment that fosters growth, development, and success.